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Finlux Finance Loan (Pty) Ltd

How can we help you?

We work tirelessly to provide financial services that will assist in improving your overall Financial Health.

Vehicle Finance

The hassle-free solution to help with vehicle finance,we'll help you find, finance and get cover for your vehicle.

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Personal Loan

Get a personal loan up to R350 000 with the lowest interest rate of 4% and flexible repayment plans. Apply online now.

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Business Loan

Grow your Business with Funding of up to R5 000 000 Apply Online , Get Approval in Minutes..

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Home Loan

Are you ready to turn the key to your dream home? At Finlux Finance Loan (Pty) Ltd, we're dedicated to making that dream...

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Managing your debt

Finlux Finance Loan (Pty) Ltd is a credible south african lending / credit broker, registered (2023/256103/07) and approved (NCRCP19983). We offer loans to people under debt review, Low credit score, and Blacklisted with low interest fee.

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Quick and easy solutions

Ever been in a situation where something breaks that you didn’t plan for? Broken down car, burst geyser, funeral arrangements and more. Short term loans are repayable in multiple installments over a short period.

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Debt consolidation

Combine all your smaller loans or accounts into one monthly installment.You now have the option to repay all your expenses such as personal loans, store cards and credit cards under one consolidated loan.

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Get a personalized loan designed for your needs

Apply For A Loan Now — Need cash quickly? Apply now for a payday loan & find out if you qualify for a fast loan.Get a low-interest personal loan online.Flexible amounts and repayments

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Get your loan in a few easy steps

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Finlux Finance Loan (Pty)offers variety of loan services, even for people Under Debt Review, Blacklisted and Low Credit Score. A lot of South Africans, like you have problems with low credit scores,Blacklisting, paid up loans not updated, written of debts, and debt review removal issues. Finlux Finance Loan (Pty) Ltd aims to assist everyday South Africans, like you, to achieve a state of financial freedom .

We’re a Top South Africa’s specialist credit provider. It’s all we do. We work with you to find the best solution to your personal , business and home loan needs.

Find out in two minutes which loan would suit you best, how much you can borrow and what your monthly loan payments would be
Apply online. It’s simple, paperless and convenient process. Simply Click the link below to get started.Fill application form and submit,your application will be processed immediately.
Apply here
Once your loan application is approved, your loan quote amount will be deposited into your principal bank account within 30 mins.

See if you qualify

  • Are 18 years and older
  • Have a valid National ID or driver’s license
  • Have a bank account
  • Are employed and earn R3,500 or more per month
  • Can provide proof of income documentation
We’ll need the following documents from you;
  • A valid National Identity document or Drivers Licence
  • Your latest payslip(s) or bank statement(s).
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98 %

Disbursed loans


8000 +

Satisfied Clients

Let us help you get there financially.

At Finlux Finance Loan (Pty) Ltd, we are passionate about providing financial products to assist our client’s financial needs.

We offer an effortless way to borrow loan at 4% interest rate, from R10,000 up to R2,000,000 for whatever you’re working toward. Just tell us your goals and we’ll provide the money to help make it happen. Since 2015, we’ve financially helped South Africans over R120,000,000 loan disbursments yearly, establish credit history for 1.1 million people, and provided 6.3 million loans. And we’re only just getting started.

Consistently providing the most reliable, efficient, affordable and responsible financial services to all our clients. Aiming to uplift their standards of living based on their financial needs and hopeful to help our clients and future clients achieve financial wellness and freedom

How can we make it possible for you?

We create value for our partners and their customers by facilitating the financing, management and execution of successful credit solutions.

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Need help with Finlux Finance Loan (Pty) Ltd ? Contact us by phone, email, or visit a branch. General Enquiries Please email us for general enquires.

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Frequently Asked Questions
  • You must be a residence within South Africa
  • You need to be between the ages of 20 and 60
  • You need to be earning at least R 3 500 per month
  • You must be permanently employed for more than 6 months
  • Your salary must be paid into your bank account
  • We can assist anyone under debt review, low credit score, blacklisted or
  • administration
Yes you can apply for a second loan, our friendly consultants will perform the necessary credit checks and calculate your affordability.
Whether you are Blacklisted,Debt Review or your Credit Score is very low, you can apply for a loan. At Finlux Finance Loan (Pty) Ltd Loans Service Loan company, we help you removed blacklisted and increase credit score.
Our personal loan application process is quick and easy. The process usually only takes around 10 minutes to complete once you’ve gathered the required documents. To apply for a personal loan, you’ll need to provide the following documents: Have a valid National ID or driver’s license or Government-issued ID (from most countries) Proof of address, such as gas and electricity bills Proof of income, such as Bank statements, paystubs A list of your recurring monthly debt payments After you submit your application and these documents, we’ll typically let you know if you’re application for a personal loan is approved in a matter of minutes
You will receive the money within 30mins
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